Motorcycle riders often spend thousands of dollars on the gear they need for protection, such as helmets and jackets. When motorcycle gear gets damaged in a collision, the rider may be eligible for financial compensation from the at-fault party to pay for product repairs or replacements. It’s important to seek a fair amount for this type of loss to avoid an unnecessary financial burden in a Las Vegas motorcycle accident claim.
Types of Gear and Personal Belongings That Can Be Included in a Motorcycle Accident Claim
Outfitting yourself to ride a motorcycle is about more than just style – each piece provides imperative protection in the event of a motorcycle accident. In a crash, your gear is all that lies between you and serious injuries, such as road rash and traumatic brain injuries.
Common types of motorcycle gear include:
- Motorcycle helmet
- Safety glasses or goggles
- Intercom system
- Hearing protection
- Gloves
- Riding jacket
- Abrasion-resistant clothing
- Back protectors or armor
- Reflective vest or clothing
- Motorcycle pants
- Riding boots
- Weather protection (rain suits, cold weather gear, etc.)
Various belongings on a motorcyclist’s person or motorcycle at the time of a crash could also be compensated if damaged or destroyed. Examples include cell phones, headphones, toolkits, saddlebags, sunglasses and navigation devices.
How Much Is Motorcycle Gear Worth on Average?
Motorcyclists can spend thousands of dollars accumulating specialized gear and the proper equipment for safe and comfortable rides. On average, a complete set of motorcycle gear from head to toe costs about $1,000, with prices ranging from around $800 to $1,500 and beyond, depending on the quality.
High-end or specialized gear can cost even more – around $2,000 to $3,000 or higher. Some of the more expensive pieces on the market include genuine leather gear, gear with superior armor ratings, carbon fiber helmets, and gear with enhanced features (e.g., waterproofing or ventilation).
Who Is Responsible for Paying for Damaged Gear in Nevada?
In Nevada, the fault-based car insurance law states that a person or party that causes a motorcycle accident will be held responsible, or liable, for paying for the crash. All motorists in the state are required to carry liability insurance to pay for wrecks they may cause.
If a motorcycle crash is caused by a careless or reckless driver, that driver’s automobile insurance can be used to pay for the rider’s medical bills, property losses, lost wages, and pain and suffering. Crash liability can extend to damaged motorcycle gear, as well. The liable party will be responsible for paying for repairs or the full pre-crash value of each item.
How to Seek Fair Compensation for Damaged Motorcycle Gear
If you get involved in a motorcycle accident that results in damage to your gear, document everything. Take pictures at the scene of the accident, if possible. Keep all of your gear – don’t wash or repair anything – until your claim is settled.
Gather receipts or professional value estimates for the gear that was damaged so that you can prove how much it’s worth. Make an itemized list of all damaged gear and the cost of repairs or replacements. Clear documentation is key to achieving a fair settlement.
Next, contact a personal injury lawyer for a free review of your injury case. A lawyer can help you seek fair compensation for your damaged gear and personal possessions by taking over the legal process on your behalf.